Setting a budget. That word ‘budget’ appears all over the place, including in most of my blog posts. You probably know that you need to have a budget, but maybe you’re not really sure how to go about actually doing it? The purpose of my post today is to help get you started with how to set your budget. It’s really easy once you know how… Continue reading “Ultimate Guide To Setting A Budget (with FREE printable budgeting worksheets!)”
If you’re a mum who socialises with other mums then you’ve no doubt had to, at some point, buy gifts for their children. I love choosing gifts for my friends kids and for friends of my kids. But when you’re buying multiple gifts a year then the cost can quickly mount up.
So many birthdays to buy for!
My son has just started nursery which has exposed him to a whole new bunch of friends which is great! He’s a very sociable little boy and it wasn’t long before the first birthday party invite arrived.
Even before he started nursery he had a lot of friends. These friends all had birthdays (obviously!) which often involved a party, or at least a gift being given.
Like I said above, buying lots of presents can get expensive. Very expensive. If your child goes to 10 parties in a year and you spend £10 on each of those children, that’s a whopping £100!!! Continue reading “6 Top Budget Toddler Gifts”
Do you struggle to have any kind of savings? Do you find yourself getting to the end of each month with nothing to spare and are living paycheck to paycheck? Would you like to change that?
In this post, I’m going to share with you my 3 step process for building up your savings even if you’re a single income family (like us!). I’m going to be asking you a LOT of questions to get you to take a good look at how you handle your finances. Are you ready? Let’s dive right in… Continue reading “How To Save 8K in One Year On One Income”
Summer is fast approaching. It may not seem like it some days, I haven’t been brave enough to put the winter coats away yet! But we’re into the second quarter of the year now so summer holidays are completely acceptable to be discussing already.
Holidays before kids were easy!
Holidays before kids were easy. We had 2 full time incomes and no time to spend the money because of the long hours we worked. So holidays were a time to splash out a bit. I’m not talking outrageous extravagance, blowing all the savings on a 1 week luxury cruise. But we did set a very reasonable amount aside for our holidays.
Cutting back the budget without cutting back the fun
Since cutting back to only one income, and with more of us to go away on holiday now, things are a bit different. We still have really lovely holidays with amazing memories that I hope the kids will cherish for many years to come. But the budget is much smaller these days. Continue reading “How To Holiday On A Budget”
One of the many purchases every new parent (or parent-to-be) needs to think about is a highchair. Something to allow your baby to sit with you at the table to enjoy their meals, or possibly more accurately throw their food all over the floor! But with SO many different highchairs to choose from, how on earth are you supposed to choose one? Continue reading “Budget Alternative to the Stokke Tripp Trapp”
Do you often get to the end of the month and wonder where on earth all your money went?
It’s so easy not to notice a few pounds here and a few pounds there, but all these little amounts soon add up. I have to admit that I didn’t really start paying attention to where all my money was going until I stopped earning! How backwards is that?!
But when I stop and think about it, it does kinda make sense. When I was earning a full-time salary I didn’t really need to keep track of my spending because I always knew there was enough to keep me going until the next paycheck. But since becoming a stay-at-home-mum and relying solely on my husbands income, I’ve really started to watch where the pennies go. And I learned a very easy way to keep on top of my spending which I’m going to share with you today… Continue reading “One Easy Way to Stop Overspending Today”